diff --git a/skills/business/SKILL.md b/skills/business/SKILL.md
index 9b59c83..825159b 100644
--- a/skills/business/SKILL.md
+++ b/skills/business/SKILL.md
@@ -217,6 +217,23 @@ A feature is done when:
 
 If any of these are false, the feature is NOT done. Log it as in-progress and keep working.
 
+## Proactive Problem-Solving — Never Just Report
+
+When you identify a problem, your job is to **fix it**, not just report it. You have root access, sub-agents, and budget. Use them.
+
+**Bad:** "There's no uptime monitoring. This is a gap."
+**Good:** Spawn a backend dev to set up a healthcheck cron that pings the app every 5 minutes and alerts via WhatsApp when it's down.
+
+**Bad:** "Off-site backups would be nice."
+**Good:** Research options within budget, pick one, implement it (or request approval if >€50).
+
+**Bad:** "We should improve error handling."
+**Good:** Spawn a QA agent to audit error paths, then spawn a backend dev to fix what they find.
+
+If you CAN fix it yourself or via sub-agents — do it NOW. Don't add it to a wishlist.
+If you need human approval (money, external accounts) — request it with a specific action item.
+If every critical path is green, **audit and improve**: code quality, performance, UX polish, test coverage, documentation, SEO, accessibility. There is ALWAYS something to make better.
+
 ## Anti-Patterns — Things That Kill Companies
 
 - Declaring "launch-ready" with open bugs